From January 1, 2026, a new format of interaction with primary financial monitoring entities will be introduced in Ukraine, which provides for the submission of annual reports exclusively online. This simplifies reporting for businesses and extends the deadlines for its submission.
In 2025, Ukraine raised over UAH 569 billion from the sale and exchange of domestic government bonds at auctions, and in total, since the beginning of martial law, this figure has reached almost UAH 2. 03 trillion. The portfolio of war bonds owned by individuals and legal entities as of January 1, 2026, reached the equivalent of UAH 181.6 billion.
The Customs Service reports that a new procedure for paying customs duties when clearing goods under a single administrative document is coming into force.
This refers to UAVs, sights, thermal imagers, anti-drone rifles, and other critically important goods for Ukraine.
In Ukraine, volunteer registration has been simplified, and it is now possible to obtain extracts from the Register electronically. These changes are stipulated by the order of the Ministry of Finance of Ukraine dated 25.09.2025 No. 494.
In 2025, Ukraine attracted over $52. 4 billion in external aid, of which more than 70% came from frozen Russian assets. These funds allowed for the full provision of social and humanitarian expenditures, while domestic resources were directed to security and defense.
The Cabinet of Ministers has postponed the mandatory use of payment terminals for individual entrepreneurs of the 1st group until the end of martial law and for another three months after its cancellation. This decision was made in response to appeals from small businesses to reduce financial pressure.
The Cabinet of Ministers has postponed the mandatory use of the electronic system for alcohol and tobacco circulation from January 1, 2026, to November 1, 2026. This decision provides businesses and the state with additional time to transition to new digital administration tools.
As of December 26, 2025, 97% of local budgets in Ukraine have been approved, which provides a financial basis for communities for 2026. Budgets in 55 communities still need to be approved for stable funding of educational, medical, and social institutions.
The Ministry of Development has decided on the mandatory evacuation of children from 19 settlements in Donetsk Oblast. About 200 people with limited mobility are also being evacuated from Zaporizhzhia Oblast.
Ukraine received 2. 3 billion euros from the EU under the Ukraine Facility, of which 2.1 billion euros are loan funds and 200 million euros are a grant. This is the sixth regular tranche intended to finance the state's priority social and humanitarian expenditures.
Lena Shepel, a personal and business finance advisor, shared tips on how to avoid financial traps during the holidays. She emphasized the importance of budget planning, avoiding self-blame, and creating a financial safety net.
The Cabinet of Ministers has not yet approved the procedure for obtaining a certificate for 150,000 hryvnias for the purchase of a vehicle for military personnel, as provided for by the law on strengthening mobilization. The Ministry of Finance has developed a draft resolution, which is processing comments from interested bodies.
The Ministry of Finance of Ukraine reported that the procedure for providing compensation to military personnel under the eOselia program has not yet been developed. The law provided for compensation of 50% of the first installment and additional payments after the first and second year of service.
Ukraine announced a successful restructuring of GDP warrants worth $2. 6 billion, which will avoid significant payments in the post-war period. This transaction will strengthen debt sustainability and increase the country's budget predictability.
The Ministry of Finance of Ukraine has published a draft law on the introduction of VAT for individual entrepreneurs from 2027, which is intended to improve VAT administration for single tax payers. The changes envisage a reduction of the single tax rate from 5% to 3% for the 3rd group of individual entrepreneurs who reach the limit of UAH 1 million, and mandatory registration as a VAT payer.
In August 2025, the State Enterprise "Diia" held a tender for the purchase of a complex of software and hardware tools "Sovereign Artificial Intelligence Factory" worth UAH 227. 5 million. The winner was LAN TEK LLC with an offer of UAH 225.891 million.
The cost of a New Year's table for a family of four in Ukraine in 2026 will be about 3980 hryvnias. This is 10.7% more expensive than last year, according to data from the Institute of Agrarian Economics.
The Ukrainian government has approved a decision that will allow 18,000 Ukrainian families to obtain housing under the "eOselia" program. The Ministry of Finance will issue UAH 30 billion in government bonds to provide resources.
From September 2026, student scholarships at educational institutions will double. The State Budget-2026 provides UAH 6.6 billion for scholarship payments.
Ukraine has pushed back against hedge funds' demands regarding debt restructuring, stating that its proposal to exchange $3. 2 billion in GDP warrants is the best possible solution. The Ministry of Finance of Ukraine is confident in its proposal, which is intended to restore the sustainability of public debt.
Political scientist Oleh Posternak in an op-ed for UNN on the possible consequences of Andriy Yermak's resignation for NBU Governor Andriy Pyshnyi and Investment Capital Ukraine.
IDPs from temporarily occupied territories who have a combatant certificate can apply for a housing voucher worth over UAH 2 million as early as next month.
Ukrainian banks increased deductions to reserves in the third quarter of 2025 from UAH 1. 1 billion to UAH 2.3 billion. This is due to an increase in lending and a decrease in the quality of certain loans.
SWIFT is fully transitioning to the digital standard ISO 20022 CBPR+, which will synchronize the banking systems of 11,000 financial institutions. This update will enable international transfers in a single digital format, compatible with blockchains and CBDCs.
The Ministry of Finance proposes to postpone the introduction of the electronic excise tax stamp and the Electronic System for the Circulation of Excise Goods to November 2026. This is due to the need for additional market preparation and minimizing risks for businesses.
In October 2025, the Ministry of Finance of Ukraine raised UAH 64. 7 billion for the state budget by placing domestic government bonds. Of this amount, UAH 49.9 billion accounts for hryvnia bonds, and USD 355 million for foreign currency bonds.
The Verkhovna Rada adopted the draft budget for 2026 in the first reading, instructing the Cabinet of Ministers to consider extending tax benefits for electric cars. Experts predict a 40% increase in the price of electric vehicles and a 30% market decline if the benefits are canceled.
Ukraine received 46. 1 million euros in loan funds from the European Investment Bank for four projects to support urban development. The funds were transferred to the special fund of the state budget and are intended for the reconstruction of water supply, sewerage, energy efficiency, and the purchase of public transport.
Ukraine will receive the first financial proceeds from Japan from the revenues of frozen Russian assets in early 2026. This is part of the G7 countries' ERA mechanism worth $50 billion, which will go to finance the state budget expenditures.
