$42.180.02
49.230.00
Electricity outage schedules

Olena Sosedka

Co-founder of Concord Fintech Solutions
Olena Viliyivna Sosedka was born on March 20, 1975, in Dnipropetrovsk (now Dnipro). She graduated from Moscow State University (MSU), Dnipropetrovsk University of Economics and Law, and Kyiv-Mohyla Business School with an MBA (Master of Business Administration) degree. She began her career in the financial sector in the early 1990s. She was involved in acquiring shares of Ukrainian enterprises and subsequently reselling them to foreign investors. In 2012, Olena, along with her sister Yulia, became the main beneficiaries of the Joint-Stock Commercial Bank "Concord." She is a co-founder of Ukraine's first open fintech ecosystem, Concord Fintech Solutions, and the Charitable Exchange "DobroDiy." In 2025, she was awarded the honorary title "Mother Heroine" as a mother of six children.
2014
Acquired an unfinished processing center, which later became ProCard
2017
Earned an MBA degree from Kyiv-Mohyla Business School
2020
Introduced Concord Fintech Solutions, the first open fintech ecosystem in Ukraine
2020
ProCard processing center received the status of a certified Visa Ready for Fintech Enabler partner
2021
Expanded the fintech ecosystem to the international market, starting with Azerbaijan
2022
Entered the TOP-50 most influential women in Ukrainian fintech for the second year in a row
2022
Concord Fintech Solutions received the Ukrainian Fintech Awards as "Best Fintech Ecosystem."
2023
Launched an educational program for graduates of the Dnipro Lyceum of Information Technologies, providing grants for education
2024
Awarded the "Cross of Honor" by the Ministry of Defense for significant volunteer contribution and assistance to the army
2025
Received the honorary title "Mother Heroine."
News by theme
Brilliant Investments: Should You Keep Your Money in Precious Stones?

An opinion column by financial expert Olena Sosedka.

Economy • September 12, 02:26 PM • 60677 views
Bitcoin shows growth on September 12 amid expectations of Fed rate cuts

Bitcoin rose 1. 2% to $115,604.3 on September 12, showing a 4.9% increase for the week. Other cryptocurrencies, including Ether and XRP, also showed significant growth.

Economy • September 12, 09:21 AM • 3301 views
In August, the DobroDiy Charity Exchange paid for 16 rehabilitation courses, an operation, and equipment for seriously ill children

In August 2025, DobroDiy provided assistance to seriously ill children totaling over UAH 633,000. 16 rehabilitation courses, an operation, equipment, and nutrition were financed.

Society • September 11, 02:31 PM • 3091 views
"They just pulled the plug on us": Concordia co-founder Yulia Sosedka told how the National Bank decided to withdraw the bank from the market

Concordia co-founder Yulia Sosedka spoke about the unexpected decision of the NBU to liquidate the bank due to "mis-coding", despite the absence of claims from Visa and Mastercard. The bank won two lawsuits, but the Supreme Court refused to hear the case, citing the lack of shareholders' right to sue the National Bank.

Economy • September 10, 09:29 AM • 87997 views
Steps to a Happy Childhood: The DobroDiy Charity Exchange helped 17 children with severe diagnoses in AugustPhoto

In August, the DobroDiy Charity Exchange provided UAH 418,000 for the rehabilitation of 17 children with severe diagnoses. The children underwent courses in 9 specialized centers across the country.

Society • September 9, 02:10 PM • 4027 views
Gold renewed its historical record: over $3650 per ounce amid expectations of Fed rate cut and global political instability

Global gold prices rose to a record level, exceeding $3650 per ounce. This happened amid expectations of a US Federal Reserve interest rate cut and increased demand for "safe-haven assets" due to political turmoil worldwide.

Economy • September 9, 08:16 AM • 4440 views
Exclusive
Hryvnia on steroids: why September is traditionally a month of currency optimism and what to expect in the currency market

September traditionally strengthens the hryvnia due to seasonal revival and agricultural exports. The expert predicts a stable exchange rate in September, but a possible weakening in October.

Economy • September 8, 08:37 AM • 29167 views
Gold holds positions near historical highs amid expectations of Fed rate cut

The price of gold remains close to record highs due to weak US employment data. This fuels forecasts that the Fed may cut the key interest rate as early as this month.

Economy • September 8, 07:59 AM • 4017 views
The Rada took a step towards legalizing cryptocurrency

The Verkhovna Rada supported in the first reading the draft law on the legalization of virtual assets. The document provides for the taxation of profits from crypto operations.

Economy • September 3, 09:24 AM • 31652 views
Gold prices rise again: new record set

On September 3, spot gold rose by 0. 1% to $3536.58 per ounce, reaching a new record of $3546.99. This comes as the Trump administration plans to appeal to the Supreme Court regarding tariffs deemed illegal.

Economy • September 3, 09:02 AM • 3590 views
Exclusive
Shareholders of banks in Ukraine are deprived of legal instruments to protect their business - political scientist

Shareholders of Ukrainian banks lack legal instruments to protect their business due to the unlimited power of the NBU and the DGF. The Supreme Court closed the case of Concord Bank, overturning the decisions of lower instances.

Economy • September 3, 07:25 AM • 25409 views
Exclusive
Demanding and financially literate: how “Generation Z” challenges the banking sector

Generation Z, numbering almost 2 billion people, is forming new standards for relationships with financial institutions. They demand speed, personalization, and technological solutions, and also value security and transparency.

Economy • September 2, 08:46 AM • 172198 views
Bitcoin price reached a 2-month low of around $107,000 amid anticipation of US employment data

Bitcoin fell to a two-month low due to significant sell-offs from inactive “whale” wallets and a decrease in ETF inflows. This also coincided with seasonal caution, as September historically sees a decline.

Economy • September 1, 08:00 AM • 5919 views
Exclusive
Investing in handbags: why Hermès and Chanel are more profitable than stocks on the exchangePhoto

An opinion column by financial expert Olena Sosedka.

Economy • August 29, 12:17 PM • 286082 views
Is the right to do business in Ukraine no longer protected? The NBU can destroy any bank without punishment

The Supreme Court closed the case of Concord Bank against the NBU and the Deposit Guarantee Fund, citing Law No. 590-IX. This decision deprives shareholders of liquidated banks of the right to judicial protection, despite previous decisions of lower courts.

Economy • August 27, 03:01 PM • 224033 views
Shareholders of banks being withdrawn from the market are forced to seek justice at the ECHR

The Supreme Court ruled in the case of Concord Bank, effectively depriving shareholders of the right to judicial protection in Ukraine. Now, the only way for them to protect their rights is to appeal to the European Court of Human Rights.

Society • August 26, 08:06 AM • 182319 views
Exclusive
Legalization of cryptocurrencies: a chance for Ukraine and additional billions for the budget

The Verkhovna Rada is preparing to consider a bill on the taxation of crypto assets. This will allow attracting up to UAH 20 billion annually to the budget and integrating Ukraine into global financial markets.

Economy • August 25, 03:56 PM • 58205 views
Exclusive
NBU's impunity: MP criticizes Supreme Court's decision in "Concord" case

The Supreme Court made a decision in the case of "Concord" bank, which effectively deprived shareholders of access to justice. MP Nina Yuzhanina criticized this decision, calling it confirmation of the unprotected rights of shareholders and the NBU's impunity.

Politics • August 22, 09:34 AM • 21007 views
Exclusive
MPs will challenge in the Constitutional Court the law that deprives shareholders of banks undergoing liquidation of access to justice - MP

People's deputies plan to re-appeal to the Constitutional Court regarding Law No. 590-IX, which deprives shareholders of banks in liquidation of access to justice. This happened after the Supreme Court closed proceedings in the Concord Bank case, citing a legal conflict.

Economy • August 21, 12:13 PM • 53492 views
As early as 2020, MPs warned about a legal conflict that has now deprived bank shareholders of access to justice

The Supreme Court closed proceedings in the case of Concord Bank, citing a legal conflict that MPs had warned about back in 2020. This decision effectively deprived the bank's shareholders of access to justice.

Economy • August 20, 12:11 PM • 211049 views
The Supreme Court put an end to cases of shareholders of banks being withdrawn from the market: what happened

The Supreme Court made a decision that effectively deprives shareholders of liquidated banks of access to justice. This decision drew criticism from lawyers and former judges, who point to violations of constitutional rights.

Economy • August 18, 10:51 AM • 184193 views
The Charity Exchange "DobroDiy" received an award from the Association of Philanthropists of Ukraine

The Charity Exchange "DobroDiy" was recognized by the Association of Philanthropists of Ukraine for representing and promoting philanthropy in Dnipropetrovsk region at the national level. The organization has implemented over 2100 projects totaling over UAH 166.5 million, a significant portion of which is directed to the Defense Forces and assistance to critically ill children.

Society • August 15, 05:34 PM • 4181 views
Exclusive
"I am not perfect - I am real": Olena Sosedka's motherhood as an example of strength

Olena Sosedka, co-founder of Concord Fintech Solutions and mother of six children, has been awarded the honorary title "Mother Heroine. " She combines raising children with a successful career.

Society • June 27, 03:12 PM • 284211 views