Banks lowered deposit rates for the public: by how much

Average interest rates of banks on new hryvnia deposits for the population in November 2025 decreased to 10.5% per annum - by 0.3% compared to the same month last year. This was reported by UNN with reference to the data of the National Bank.

Details

Rates on new hryvnia deposits for the population decreased by 0.1% over the month. In foreign currency, they fell to 0.9% per annum, by 0.1% over the year and did not change over the month.

In November, rates on hryvnia deposits for businesses were 10.3% per annum, having increased by 1.3% year-on-year and decreased by 0.1% month-on-month, while for foreign currency deposits they fell by 0.3% year-on-year and 0.1% month-on-month - to 0.6% per annum.

Bank rates on new hryvnia loans for the population in November 2025 increased to 35% per annum - by 0.9% year-on-year. Hryvnia loan rates, however, decreased by 0.9% over the month.

Foreign currency loan rates for the population increased to 13.5% per annum - by 9.9% year-on-year and by 3.4% month-on-month.

For businesses, hryvnia loan rates decreased - by 0.6% year-on-year and 1% month-on-month - to 15.2%, as did foreign currency loans - by 1% year-on-year and 0.3% month-on-month - to 5.5% per annum.

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