In 2024, more than 8.5 thousand Ukrainian families took advantage of the eOselya program, and the total amount of loans issued exceeded UAH 14.6 billion.
Writes UNN with reference to the Ministry of Economy of Ukraine.
Details
The number of loans disbursed increased by 45% and the amount by 65% compared to 2023. The eOselya program, which is part of the government's Made in Ukraine initiative, helps improve citizens' living conditions and contributes to economic recovery, in particular through the development of the construction industry and the production of building materials.
According to First Vice Prime Minister Yulia Svyrydenko, 14,840 families have already received preferential loans worth more than UAH 24 billion since the program's inception.
Categories of borrowers in 2024:
- Military personnel and law enforcement officers - 49% (4,165 people);
- Ukrainians without their own housing - 27% (2,310 people);
- Doctors - 8% (653 people);
- Teachers - 7% (619 people);
- Veterans - 4% (301 people);
- IDPs - 3% (268 people);
- Scientists - 2% (199 people)
Most of the program's borrowers are aged 26-35 (43.5%), followed by 36-45 (34.1%).
Among the borrowers, 65% are men and 35% are women.
The average age of the program's clients is 35 years old.
Purchased housing in 2024:
- The average cost of real estate is UAH 2.4 million;
- The average housing area is 56.5 square meters;
- 67% of purchases are secondary housing;
- 24% - ready-made housing from the developer;
- 9% - real estate under construction (compared to 1.8% in 2023)
Popular regions:
- Kyiv region - 2,338 loans;
- Kyiv city - 1,869 loans;
- Lviv region - 559 loans;
- Odesa region - 442 loans;
- Ivano-Frankivsk region - 378 loans
In order to support the program, the government has recapitalized Ukrfinzhytlo by UAH 20 billion, which will allow it to raise additional funds to issue new loans through partner banks.
Add
The eHouse program has been in place since October 2022. It is being implemented by the Ministry of Economy, the Ministry of Digital Transformation, and Ukrfinzhytlo with the support of partner banks.
Ринок нерухомості в Україні: на 14% більше угод, але лише 70% від довоєнного рівня23.12.24, 12:15