NBU recorded high rates of lending to businesses and individuals
Kyiv • UNN
Net hryvnia loans to businesses and individuals grew rapidly in March 2026. The volume of hryvnia funds in individuals' accounts increased by 20% y/y.
High rates of business and consumer lending continue. This is evidenced by updated operational statistics on the main indicators of Ukrainian banks' activities. This was reported by the press service of the National Bank of Ukraine, writes UNN.
Net hryvnia loans to businesses (economic entities and non-bank financial institutions) in solvent banks in March 2026 increased by 32% y/y, and to individuals by 36% y/y.
It is noted that for a correct assessment of lending dynamics, it is important to analyze net loans according to supervisory statistics, as the gross indicator includes non-performing assets.
In December 2025, state-owned banks wrote off a large volume of old non-performing loans (NPLs) totaling over UAH 170 billion and got rid of old debts, but the gross portfolio decreased. The dynamics of net loans remained unchanged, as banks did not reduce the pace of lending. This effect will continue to influence credit statistics throughout the year, although it does not reflect a decrease in credit activity, the regulator explained.
For user convenience, the National Bank has updated the form on the main indicators of banks' activities, and it now includes data on net loans.
The updated form will continue to be published monthly:
- according to operational data – by the 15th day of the month following the reporting month;
- according to updated data from monthly balances – by the end of the month following the reporting month;
- according to updated quarterly data – by the 20th day of the second month following the reporting month.
The volume of hryvnia funds in individuals' accounts in banks increased by 20% y/y in March, and for businesses (economic entities and non-bank financial institutions) by 13% y/y.