Banks issued mortgages worth UAH 1 billion in June: the NBU told in which regions the largest number of mortgages were issued

In June, Ukrainian banks issued 607 mortgage loans totaling UAH 1 billion, down 41.4% from May. Most of the loans were issued in Kyiv and Kyiv region, accounting for 51% of the total. This is reported by the National Bank of Ukraine, UNN reports.

Details

According to a survey of banks on mortgage lending, in June banks issued 607 mortgages totaling UAH 1 billion, down 41.4% from May but up 34.3% from June last year.

It is noted that 11 banks that lent money for the purchase of housing informed about the issuance of a new mortgage in June. Most transactions, as before, were made in the secondary real estate market;

“The mortgage segment remains driven by preferential lending under the eOselya program (almost all loans in June were granted under this program),” the NBU added.

In addition, the weighted average effective interest rate on mortgage loans in June remained at 7.6% p.a. for the second month in a row.

The NBU also told which regions issued the most loans in June:

• in Kyiv and Kyiv region (274 contracts for a total amount of UAH 517.8 million, which is 51% of the total);
• in Lviv region (29 contracts for UAH 63 million);
  
• in Dnipropetrovska oblast (32 contracts for UAH 42 million);
  
• in Vinnytsia region (26 contracts for UAH 41 million).
  

Recall

Ukrainians continue to prefer non-cash payments to cashless payments with payment cards. In the first half of 2024, more than 94% of all card transactions were non-cash, and their share by value amounted to 64.5% of the total amount of transactions.