Ukraine plans to update the terms of the "eOselia" state mortgage program so that even more Ukrainians can purchase their own homes. This was announced by First Deputy Prime Minister Yuliia Svyrydenko on Saturday on social media, UNN reports.
According to her, since the program's launch, more than 25,000 Ukrainian families have already purchased housing thanks to "eOselia," and the total amount of loans issued has reached UAH 45 billion.
Who uses the program most often
Svyrydenko noted that the program is most popular among military personnel and law enforcement officers – they account for 47% of all participants.
State Emergency Service employees, police officers, teachers, doctors, and scientists can also take advantage of the preferential terms. An interest rate of 3% per annum applies to them.
"eOselia helps Ukrainians buy their own homes here – in Ukraine. Not to postpone this decision for years, not to spend money only on rent, but to gradually invest in their own home," Svyrydenko noted.
Support for IDPs and residents of frontline territories
The official added that the program also works for internally displaced persons (IDPs) and residents of frontline territories.
According to her, the state compensates 70% of the down payment on the mortgage, 70% of the monthly loan payments during the first year, and also covers the costs of processing documents – up to UAH 40,000.
Plans to adapt the program to current conditions
Svyrydenko reported that the government will continue to adapt the program to current conditions.
"We will continue to update the program's terms to reflect current realities so that as many Ukrainians as possible can purchase their own home,"
Applications for participation in the program can be submitted via the "Diia" app.
Mortgages became more expensive, especially in the secondary market - NBU21.04.26, 11:07