In Russia, access to official microloans has become more difficult due to the tightening of financial market regulations, pushing people toward the "shadow" sector. This was reported by the Foreign Intelligence Service of Ukraine, according to UNN.
Details
According to the FIS, the approval rate for applications from new clients has dropped to 17%, and for regular borrowers to 70%.
Harsh conditions and lack of money
The tightening of lending rules is occurring against the backdrop of a general deterioration of the economic situation in Russia.
In particular, this is linked to the costs of the war against Ukraine and sanctions pressure. As a result, a portion of the population is forced to seek alternative sources of financing.
Strict rules for obtaining money, which is lacking for basic living expenses, provoke Russians to seek financial assistance in the shadow sector
Risks of "shadow" loans
Intelligence officials emphasize that illegal lenders often offer attractive terms, but subsequently employ aggressive debt collection methods.
This creates additional social risks and exacerbates financial instability, especially among vulnerable groups of the population.
According to the FIS assessment, such a trend indicates deepening economic problems in Russia and an increasing debt burden on the population.
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