In 2023, the number of microloan agreements amounted to 8,244,856 for a total of UAH 40.62 billion, according to data from Opendatabot, UNN reports .
Last year, 8,244,855 microloan agreements worth UAH 40.62 billion were concluded. This confirms the steady growth in both the volume and number of microloans. In 2023, the number of microloans taken out by Ukrainians every month amounted to about 700 thousand.
This is 1.7 times more than in the first year of the full-scale war. However, the total amount of loans remains one-third less than before the conflict.
In 2023, Ukrainians borrowed 1.7 times more money from MFIs than in the first year of full-scale war. However, the total amount of loans remains one-third less than before the outbreak of full-scale war.
The average amount of a microloan was UAH 4,926, up 7% from 2021. The debt of Ukrainians on microloans increased by 16% to UAH 9.3 billion. During 2022, the debt decreased quarterly and reached its lowest level of UAH 8.03 billion in early 2023.
However, during the three quarters of 2023, it grew quarterly, with a slight decrease of UAH 144 million at the end of the year.
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